Health Plan Benefits and Cost

BGSU Student Health Insurance is provided by United Healthcare Student Resources. We have put together a benefits at a glance chart below but for full plan details, we encourage you to visit andd review the health plan brochure for further details.


The details below are provided as a courtesy. To find the complete and official benefits summary, please go to > Type BGSU > Policy Year > Dental Student Plan. The UHCSR dental benefits brochure overrides anything listed on this page.

Specific information in regards to enrollment and eligibility requirements can be found on the Domestic Student Insurance and the International Student Insurance web pages. 

Cost & Effective Dates

  • Annual Plan - Covers you for 12 months but you will be billed for the entire year on your fall tuition bill.
  • Fall-Only Plan - Covers you for 4.5 months
  • Spring/Summer Plan - Covers you for 7.5 months
Fall Semester

If you are enrolling in the plan for the fall semester, you will have the option to enroll in the plan for the entire year, or just the semester.

  • Fall-only Plan | $907 (Aug. 15-Dec. 31, 2023)
  • Annual Plan | $2364 (Aug. 15, 2023-Aug. 14, 2024)

If you choose the Fall-Only Plan, you will be required to go through the enroll/waive process again for spring.

Spring Semester

If you are enrolling in the plan for the spring semester, you will receive health insurance coverage for the entire spring semester and through out the summer.

  • Spring/Summer-only Plan | $1457 (Jan. 1-Aug. 14, 2024)
Dependent Coverage

Students who are enrolled in the plan may also insure their dependents (spouse, domestic partner and children until the age of 26.) Eligible Dependents will need to enroll into and pay for the health plan directly through United Healthcare Student Resources.

Family coverage rates are available by contacting our office. Please email or call 419-372-7495 if you would like more information regarding dependent coverage. 

Involuntary Loss of Coverage If student experiences an involuntary loss of health coverage, they are eligible to enroll into the BGSU Student Health Plan at a pro-rated amount. Please visit the web page for more details and how to enroll.  

Benefits and rates are subject to federal and state requirements and Ohio state approval. Company reserves the right to make any changes necessary to meet such requirements. 

The Basics

Annual Maximum


Annual Out-Of-Pocket Maximum (Individual)


Annual Deductible (Individual)


Your Plan Pays

80% after co-pay and/or deductible, if applicable

Medical Services

Physician or Specialist Office Visit

$25 per visit co-pay and 20% of Negotiated Charge (Deductible does not apply)

Inpatient Hospitalization

20% of Negotiated Charge (Deductible applies)

Urgent Care

$35 per visit co-pay and 20% of Negotiated Charge (Deductible does not apply)

Emergency Room

$125 co-pay and 20% of Negotiated Charge (Deductible does not apply)

X-ray and Lab

20% of Negotiated Charge (Deductible does not apply)

Prescription Drug Co-Pays

$15/$30/$45 (Deductible does not apply)

  • Refer to drug formulary. Specialty drugs are dispensed through mail order pharmacy

Physical Therapy

20% of Negotiated Charge (Deductible applies)

The information provided is just the basic details. Please review the 2022-23 Health Plan Brochure for more details. 

Updated: 10/26/2023 10:49AM