COVID-19 UPDATE
Currently, the Student Insurance Office at Falcon Health Center is being staffed two days per week. Contact Marlene at studentins@bgsu.edu or 419-372-7495 if you would like to schedule an in-person appointment. I'm happy to help you Monday-Friday remotely.
Student Insurance Program
United HealthCare Student Resources is the student health insurance provider.
Bowling Green State University requires students to have health insurance.
All domestic students taking 8 or more credit hours on main campus will need to complete the health insurance requirement each academic year. Correspondence, Online, and Distance Learning Classes are not considered to be "on main campus" for the health insurance requirement purpose.
All international students taking one or more credit hours will be required to enroll into the BGSU/United Healthcare Student Resources 2020-2021 health insurance plan.
Plan effective dates are August 15, 2020 - August 14, 2021.
Health Plan Benefits
BGSU Student Health Insurance is provided by United Healthcare Student Resources. We have put together a benefits at a glance chart below but for full plan details, we encourage you to visit uhcsr.com for further information and review the plan brochure.
BENEFITS AT A GLANCE
In-Network Benefits
COST & EFFECTIVE DATES
- The annual plan covers you for 12 months but you will be billed for the entire year on your fall tuition bill.
- The fall plan covers you for 4.5 months
- The spring plan covers you for 7.5 months
| Fall Semester |
If you are enrolling in the plan for the fall semester, you will have the option to enroll in the plan for the entire year, or just the semester.
If you choose the fall semester plan, you will be required to go through the enroll/waive process again for spring. |
|
| Spring Semester | If you are enrolling in the plan for the spring semester, you will receive health insurance coverage for the entire spring semester and through out the summer.
|
THE BASICS
Plan Cost and Effective Dates* |
|
Annual Maximum |
Unlimited |
Annual Out-Of-Pocket Maximum (Individual) |
$7150 |
Annual Deductible (Individual) |
$500 |
Your Plan Pays |
80% after co-pay and/or deductible, if applicable |
MEDICAL SERVICES
| MEDICAL SERVICES YOU MAY NEED: | MEMBER COST: |
|---|---|
| Physician or Specialist Office Visit | $25 per visit co-pay and 20% of Negotiated Charge (Deductible does not apply) |
| Inpatient Hospitalization | 20% of Negotiated Charge (Deductible applies) |
Urgent Care |
$35 per visit co-pay and 20% of Negotiated Charge (Deductible does not apply) |
Emergency Room |
$125 co-pay and 20% of Negotiated Charge (Deductible does not apply) |
X-ray and Lab |
20% of Negotiated Charge (Deductible does not apply) |
Prescription Drug Co-Pays |
$15/$30/$45 (Deductible does not apply)
|
Physical Therapy |
20% of Negotiated Charge (Deductible applies) |