Domestic Student Health Insurance

At Bowling Green State University, we require our students to have health insurance. Because of this, all domestic students taking 8 or more credit hours* on main campus will need to be covered by the BGSU Student Health Insurance Plan or WAIVE the coverage if they are covered by another health insurance plan each academic year. 

*Correspondence, online, and distance learning classes are not considered to be "on main campus" for the health insurance requirement purpose. 

Waive/Enroll Deadline


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You are not required to enroll in the BGSU Student Health Insurance Plan, but you are required to be covered by health insurance that provides coverage for medical and mental health in Northwest Ohio.

If you are enrolled in 8 or more fall 2021 courses at BGSU, you must waive or enroll in the insurance plan by 11:59 EDT on Aug. 1. If you miss the deadline, you will be auto-enrolled.


Waive the Plan

If you are already covered by adequate health insurance, and you do not wish to purchase/enroll in the University plan:

  • Confirm your plan covers inpatient and outpatient medical and mental health in Northwest Ohio.
  • Confirm coverage is currently active and you agree to maintain health coverage throughout the entire academic year.

If you can say yes to the above, please follow one of the two process below, based on your age, to waive the coverage:

  • Log in to MyBGSU
  • Select the "Quick Links" tab at the top right corner of the page. 
  • Select "Student Insurance Requirement" from the menu.
  • Once you are on the page, follow the steps to waive your coverage.
  • Once you have successfully waived the coverage, you will receive a confirmation page. Print and save this page for your records.

This is the process you need to follow if you (the student) are under 18 today, regardless if you are going to turn 18 before the beginning of the semester. 

  • Fill out the Under 18 Waiver Form before the deadline
  • Follow the steps to waive your coverage.
  • Once you have successfully waived the coverage, you will receive a confirmation page. Print and save this page for your records.

IMPORTANT: If you do not waive the plan before your student bill is posted, you will see a fee of $886. If you waive the plan before Aug. 1, the fee will be removed the following business day. No waivers will be accepted after the first day of classes.


Enroll in the Plan

United Healthcare Student Resources' insurance plan is customized to offer the best coverage to our students at a competitive price. If you currently do not have adequate health insurance coverage, or would like to consider enrolling in to the plan, you can find the most recent rates, dates of coverage and more about the plan on the Student Health Plan Benefits and Cost web page.

After review, please follow one of the two process below, based on your age, to waive the coverage:

  • Log in to MyBGSU
  • Select the "Quick Links" tab at the top right corner of the page. 
  • Select "Student Insurance Requirement" from the menu.
  • Once you are on the page, follow the steps to enroll in the health plan.
  • Once you have successfully enrolled, you will receive a confirmation page. Print and save this page for your records.

This is the process you need to follow if you (the student) are under 18 today, regardless if you are going to turn 18 before the beginning of the semester. 

  • Fill out the Under 18 Enrollment Form before the deadline
  • Follow the steps to enroll in the plan.
  • Once you have successfully enrolled, you will receive a confirmation page. Print and save this page for your records.

Domestic Student Insurance Eligibility Requirements

Many students consider the the BGSU Student Health Insurance Plan for other reasons outside of taking 8 credit hours at BGSU. Below is a list of scenarios where you may be eligible to enroll.

  • Involuntary loss of coverage | If student experiences an involuntary loss of health coverage, they are eligible to enroll into the BGSU Student Health Plan at a pro-rated amount. Please visit the web page for more details and how to enroll.
  • Undergraduate students taking less than 8 credit hours | Undergraduate students taking 5, 6 or 7 credit hours on main campus are eligible to enroll.*
  • Graduate Students taking less than 5 credit hours | In certain situations, graduate students taking less than 5 credit hours may be eligible to be enrolled into the Student Health Plan.*
  • Dependants | Students who are enrolled in the plan may also insure their dependants (spouse, domestic partner and children until the age of 26.) Eligible Dependents will need to enroll into and pay for the health plan directly through United Healthcare Student Resources.
  • Please note: Domestic students enrolled in 8 or more credit hours on main campus will be automatically enrolled into the plan, after the posted deadline, unless a valid waiver has been submitted.

Please contact the Student Insurance Office for details at studentins@bgsu.edu for enrollment forms and for more information.

*Correspondence, Online and Distance Learning classes do not meet eligibility criteria.