Domestic Students

Domestic Students taking 8 or more credit hours on main campus will need to complete the Bowling Green State University Health Insurance Requirement each academic year.  Students access the Health Insurance Requirement through their MyBGSU account.

If a student loses other health insurance coverage and needs to enroll into the BGSU/ United Healthcare Student Resources Plan at a time other than open enrollment, please visit the Involuntary Loss of Coverage.

To avoid automatic enrollment into the BGSU/United Healthcare Student Resources Plan and to avoid paying the policy premium, students must complete the health insurance waiver prior to the posted deadline.

If a student currently has adequate health insurance and they do not wish to purchase/enroll into the BGSU/United Healthcare Student Resources Plan, a waiver must be submitted through the student's MyBGSU account before the posted Waiver/Enrollment deadline.  Waivers must be submitted once each academic year.

If a student does not have health insurance coverage, they will want to review the United Healthcare Student Resources Plan details and cost. For complete benefit information please visit uhcsr.com.

Plan Brochure

How To Waive or Enroll

Instructions for accessing the online waiver and enrollment system through your MYBGSU:

If you are under the age of 18, you will not have access to the online waiver process, please contact our office for assistance.

  • Log into your MyBGSU student account
  • Choose "Student Insurance Requirement" under 'Quick Links' upper right of screen
  • Once you click on the Student Insurance Requirement Link, you will need to read and follow the steps to waive or enroll
  • Once your waiver or enrollment is successfully completed, you will receive a confirmation page.  Print this page for your records.
  • Please email us if you have questions at studentins@bgsu.edu

Student Insurance Requirement reminders are posted to the student's MYBGSU "To Do" checklist and students are emailed reminders with instructions sent to their BGSU email account until they have completed this requirement.    

To avoid automatic enrollment into the BGSU/United Healthcare Student Resources Plan and to avoid paying the policy premium, students will need to waive the coverage by the posted deadline. 

Waivers will need to be submitted once each academic year.  Students: Please watch your BGSU Student Center within your MyBGSU for "To Do" checklist items.  It is important to check your BGSU emails for reminders and information.

BENEFITS AT A GLANCE

In-Network Benefits

COST & EFFECTIVE DATES

  • The annual plan covers you for 12 months but you will be billed for the entire year on your fall tuition bill.
  • The fall plan covers you for 4.5 months
  • The spring plan covers you for 7.5 months
Fall Semester

If you are enrolling in the plan for the fall semester, you will have the option to enroll in the plan for the entire year, or just the semester.

  • Annual | $2294 (Aug. 15, 2020-Aug. 14, 2021)
  • Fall Semester Only | $873 (Aug. 15-Dec. 31, 2020)

If you choose the fall semester plan, you will be required to go through the enroll/waive process again for spring.

 
Spring Semester

If you are enrolling in the plan for the spring semester, you will receive health insurance coverage for the entire spring semester and through out the summer.

  • Spring Semester Only | $1421 (Jan. 1-Aug. 14, 2021)
 

THE BASICS

Plan Cost and Effective Dates*

  • Annual | $2294 (Aug. 15, 2020-Aug. 14, 2021)
  • Fall Semester Only | $873 (Aug. 15-Dec. 31, 2020)
  • Spring Semester Only | $1421 (Jan. 1-Aug. 14, 2021)

Annual Maximum

Unlimited

Annual Out-Of-Pocket Maximum (Individual)

$7150

Annual Deductible (Individual)

$500

Your Plan Pays

80% after co-pay and/or deductible, if applicable

MEDICAL SERVICES

MEDICAL SERVICES YOU MAY NEED: MEMBER COST:
Physician or Specialist Office Visit

$25 per visit co-pay and 20% of Negotiated Charge (Deductible does not apply)

Inpatient Hospitalization

20% of Negotiated Charge (Deductible applies)

Urgent Care

$35 per visit co-pay and 20% of Negotiated Charge (Deductible does not apply)

Emergency Room

$125 co-pay and 20% of Negotiated Charge (Deductible does not apply)

X-ray and Lab

20% of Negotiated Charge (Deductible does not apply)

Prescription Drug Co-Pays

$15/$30/$45 (Deductible does not apply)

  • Refer to drug formulary. Specialty drugs are dispensed through mail order pharmacy

Physical Therapy

20% of Negotiated Charge (Deductible applies)