Working Papers and Published Papers

Working papers written by awardees and data resources written by NCFMR staff exploring innovative measures that will help to answer new research questions concerning how the family responds to financial strain.

How the Family Responds to Economic Pressure: A Comparative Study 

Frank Furstenberg, Anne Gauthier, and Shelley Pacholok, Co-PIs
University of Pennsylvania, Department of Sociology,
University of Calgary, Department of Sociology
University of British Columbia, Unit 6/Sociology

Working Papers

  • WP-10-17
    • Gauthier, A. H., & Furstenberg, F. F. Jr. (2010). "The Experience of Financial Strain Among Families with Children in the United States."
  • TDS-10-05

The Financial Management Behaviors Scale
  • Couples who were married or cohabiting...
    • were less happy in their relationships the more the recession negatively impacted their finances.

  • Couples who report financial decline during the recession...
    • are saving less, using credit cards more, dropping insurance, and using budgets less.

Jeffrey Dew and Jing Jian Xiao, Co-PIs
Utah State University, Department of Family, Consumer, and Human Development
The University of Rhode Island, Department of Human Development and Family Studies


  • Dew, J., & Xiao, J. J. (2011). "Financial Behavior Scale: Development and Validation." Journal of Financial Counseling and Planning, 22(1), 19-35. ISSN:1052-3073
  • Dew, J., & Xiao, J. J. (2013). "Financial Declines, Financial Behaviors, and Relationship Satisfaction During the Recession." Journal of Financial Therapy, 4(1).

Working Papers

  • WP-10-08
  • Dew, J., & Xiao, J. J. (2010). "Financial Behavior Scale: Development and Validation."
    Recipient of the Journal of Financial Counseling and Planning "2011 Outstanding Journal Article Award."

Doubling Up When Times Are Tough: Obligations to Share a Home in Response to Economic Hardship
  • Americans remain ambivalent about a parent sharing a home with a child who is living with a boyfriend or girlfriend.
    • Only 17% of Americans say it is a good idea to share a household with a child and his/her cohabiting partner in times of economic need, compared with 31% if the child is married and 43% if the child is still single.
  • The obligation to share a home with an older mother in need is stronger than the obligation to share with adult children, especially children who have started their own families, perhaps because Americans believe that adult children should be transitioning to independence.
    • Thirty-three percent of Americans think it is a good idea for an older mother to move in with an adult child when the mother has economic problems, compared to 26% when it is the adult child who is having trouble and needs a place to live.

Judith Seltzer and Suzanne Bianchi, Co-PIs
Department of Sociology, University of California, Los Angeles


  • Lau, Q. C., Seltzer, J. A., & Bianchi, S. M. (2015). "The Effects of Vignette Placement on Attitudes Toward Supporting Family Members." Field Methods. 28(1):79-91.
  • Seltzer, J. A., Lau, C. Q., & Bianchi, S. M. "Doubling up when times are tough: A study of obligations to share a home in response to economic hardship." Social Science Research, 41(5):1307-1319. https://doi:org/10.1016/j.ssresearch.2012.05.08

Working Papers

Additional Publications by Scholars Who Used the Data
  1. Alkhiary, Adnan Mohammed. (2011). "The Influence of Stress, Income Status, and Expenditures on Families in Economic Crisis." Thesis, Kansas State University.

Updated: 10/08/2020 12:29PM