Inter-University Council Insurance Consortium (IUC-IC)

The Inter-University Council Insurance Consortium (IUC-IC) was formed as an ad-hoc committee of the Inter-University Council (IUC) of Ohio in 1998 to coordinate the purchase of property and liability insurance for Ohio 's four year public universities and freestanding medical colleges.  Participating in a pooled insurance arrangement allows the institutions to achieve together - through collaboration and cooperation - what institutions are likely unable to achieve alone. At this time, the IUC-IC member institutions include:

• Bowling Green State University
• Central State University
• Cleveland State University
• Kent State University
• Miami University
• Northeastern Ohio Universities College of Medicine
• Ohio University
• Shawnee State University
• University of Akron
• University of Cincinnati
• University of Toledo
• Wright State University
• Youngstown State University

A brief synopsis of the key coverage components covering Bowling Green is listed below, however, this list is not all-inclusive nor does it include limits, deductibles or premium information.

Aircraft Hull & Liability

This insuring agreement protects against bodily injury and property damage claims arising out of the flight school operation. Due to the small number of participating institutions in the consortium with this exposure it is placed outside the IUC-IC arrangement.

All Risk Property, Extra Expense and Boiler & Machinery

This insuring agreement covers direct physical loss of or damage to real and personal property of the university or in which the university has an insurable interest and the cause of which is the result of an insured peril.

Auto Liability

This insuring agreement provides bodily injury and property damage liability protection for damages resulting from the ownership, maintenance, use, loading or unloading of a covered auto.

Commercial General Liability

This insuring agreement provides general liability protection subject to varying terms, conditions and limits for bodily injury and property damage liability, personal injury liability, advertising injury liability and medical expenses.

Educators Legal Liability

This insuring agreement provides coverage for damages resulting from alleged wrongful acts, errors or omissions for which the university is legally obligated to pay on account of any claim brought against them not otherwise excluded under the policy.

Foreign Liability

This insuring agreement protects against general liability exposures occurring outside the United States , its territories and possessions, Puerto Rico and Canada .

Railroad Protective Liability

This insuring agreement provides liability coverage written in favor of a railroad on behalf of those who are conducting operations on or adjacent to railroad property.

Healthcare Professional Liability

Protection is afforded to cover students for acts or omissions within the course and scope of their duties while fulfilling the requirements of a university-sponsored allied healthcare internship program.

Umbrella Excess Liability

This insuring agreement provides excess liability protection for bodily injury and property damage liability covered by the institution's basic underlying insurance.