Health & Prescription

Bowling Green State University offers two health insurance options that are self-funded and administered by Medical Mutual of Ohio. The prescription drug benefit is included as part of both health insurance options and is administered by CVS/Caremark.

Medical Mutual of Ohio

1-800-315-3137

Health Plan A

The BGSU Health Plan A is a traditional PPO plan through Medical Mutual of Ohio. The information regarding this plan can be found in the links below and by reviewing the Plan A certificate booklet available on the Medical Mutual of Ohio website.

Also included with this plan is prescription coverage administered by CVS/Caremark.

Health Plan B

The BGSU Health Plan B is a high-deductible health plan through Medical Mutual of Ohio. The information regarding this plan can be found in the links below and by reviewing the Plan B certificate booklet available on the Medical Mutual of Ohio website.

Also included with this plan is prescription coverage administered by CVS/Caremark.

Spousal Coverage Requirements

If your spouse is employed full-time outside of BGSU and their employer covers 70% or more of their health insurance premium, they must enroll in their employer’s plan to be eligible for secondary coverage through BGSU.

Adding a Spouse to Your BGSU Health/Prescription Coverage

The Medical Mutual of Ohio website offers a variety of tools to help you manage your healthcare. You can:

Review claims and track your deductible
Find in-network providers
Explore your plan benefits
Print a temporary ID card or request a replacement
Access the No Surprises Act/Transparency Under the Consolidated Appropriations Act

For additional support, you can contact Medical Mutual of Ohio directly at 1-800-315-3137.

Health Plan Resources

Determine where it's best to find care.
Telehealth services
Unsure if you should go to urgent care or the emergency room for medical care? Call the Medical Mutual Nurseline at 1-888-912-0636 for assistance.
Sword Health - Digital Physical Therapy program (no cost to covered member)
Bloom - Digital Pelvic Health program (no cost to covered member)
Medical Mutual Member Guide and FAQs

Prescription - CVS/Caremark

CVS/Caremark provides prescription coverage as part of both BGSU health plans. Their Preferred Drug Listing serves as a guide for members and healthcare providers, highlighting clinically effective and cost-efficient medications within selection therapeutic categories. The Preferred Drug Listing and more regarding the specific plan details can be located in the benefit summaries and in the CVS/Caremark website.

CVS/Caremark

1-888-202-1654

The CVS/Caremark secure website can help you:

Refill and renew mail service prescriptions for yourself and family members
Access the no cost preventive list and preferred drug listing
Check order status and view your prescription history
Check drug coverage and cost under your plan Prescription Plan A | Prescription Plan B
Find local pharmacies in your plan's network

If you prefer to speak to someone, you can reach CVS/Caremark directly at 1-888-202-1654.

Prescription Plan Benefits

90-Day Prescription Medications

The prescription coverage does allow for a 90-day supply of maintenance prescription medications to be dispensed at specific locations only. Please note that the price can differ by location, and therefore please check pricing before selecting your final purchase location. This can be done by using the tools above to look up prescription costs by plan, or by contacting the locations directly.

CVS Maintenance Choice Network - which includes local CVS retail pharmacies, Kroger, and Costco
Falcon Health Center pharmacy
CVS/Caremark mail order

Vaccines

Vaccines are covered under both Medical Mutual of Ohio and CVS Caremark. The choice is up to you!

Medical Mutual provides coverage for vaccines at the following locations. Please contact the location of your choice to make an appointment, validate they have the vaccine in stock, and validate your coverage prior to arriving. For assistance, these local pharmacies may call the Medical Mutual Provider Line at 1-800-315-3137.

Falcon Health Center
Meijer
CVS
Marc’s
Discount Drug Mart
Giant Eagle

CVS Caremark provides coverage for vaccines at a local CVS pharmacy, or many other locations. Please visit their website to be started.

Your prescription benefit plan allows you to access seasonal and non-seasonal vaccines including RSV, pneumonia, shingles, DTaP and more.
You can schedule a vaccine appointment at any network pharmacy.

2026 Medical Plan Contributions - Plan A

	Biweekly 18 Pays			Biweekly 24 Pays			Monthly/12 Pays			Monthly 9 months (January through May)**			Monthly 9 months (September through December)***
Coverage Level	Employee	BGSU	Total	Employee	BGSU	Total	Employee	BGSU	Total	Employee	BGSU	Total	Employee	BGSU	Total
Employee Only	$143.84	$815.04	$958.88	$107.88	$611.28	$719.16	$215.75	$1,222.55	$1,438.30	$345.20	$1,956.09	$2,301.28	$215.75	$1,222.55	$1,438.30
Employee + Spouse	$428.61	$1,714.47	$2,143.08	$321.46	$1,285.85	$1,607.31	$642.92	$2,571.71	$3,214.62	$1,028.67	$4,114.73	$5,143.40	$642.92	$2,571.71	$3,214.62
Employee + Child(ren)	$249.88	$999.51	$1,249.39	$187.41	$749.63	$937.05	$374.82	$1,499.27	$1,874.09	$599.71	$2,398.83	$2,998.54	$374.82	$1,499.27	$1,874.09
Employee + Family	$499.22	$1,996.91	$2,496.13	$374.42	$1,497.68	$1,872.10	$748.84	$2,995.36	$3,744.20	$1,198.14	$4,792.58	$5,990.72	$748.84	$2,995.36	$3,744.20

2026 Medical Plan Contributions - Plan B

	Biweekly 18 Pays			Biweekly 24 Pays			Monthly/12 Pays			Monthly 9 months (January through May)**			Monthly 9 months (September through December)***
Coverage Level	Employee	BGSU	Total	Employee	BGSU	Total	Employee	BGSU	Total	Employee	BGSU	Total	Employee	BGSU	Total
Employee Only	$58.06	$425.78	$483.84	$43.55	$319.34	$362.88	$87.09	$638.67	$725.76	$139.35	$1,021.87	$1,161.22	$87.09	$638.67	$725.76
Employee + Spouse	$173.03	$908.39	$1,081.42	$129.78	$681.29	$811.07	$259.54	$1,362.59	$1,622.13	$415.26	$2,180.14	$2,595.41	$259.54	$1,362.59	$1,622.13
Employee + Child(ren)	$100.88	$529.59	$630.46	$75.66	$397.19	$472.85	$151.31	$794.38	$945.69	$242.10	$1,271.01	$1,513.11	$151.31	$794.38	$945.69
Employee + Family	$201.52	$1,058.03	$1,259.56	$151.15	$793.52	$944.67	$302.29	$1,587.05	$1,889.34	$483.66	$2,539.27	$3,022.93	$302.29	$1,587.05	$1,889.34

* Please note that the Health Savings Account Contributions deposited with 1/2 in January and 1/2 in July, for those that have active coverage on the first of each of those months. Employer contributions are not prorated.

** Contributions for January through May = 8/12 of the amount paid over 5 equal monthly payments for coverage January through August.

*** Contributions for September through December = 4/12 of the annual amount paid in 4 equal monthly payments for coverage September through December.

Please note that some rates may be off by a small amount due to rounding factors with the enrollment system.

BGSU Health Savings Account Contributions*

Coverage Level	Annual Amount
Single	$500
Employee + Spouse	$1,000
Employee + Child(ren)	$1,000
Employee + Family	$1,000

2025 Medical Plan Contributions - Plan A

	Biweekly 18 Pays			Biweekly 24 Pays			Monthly/12 Pays			Monthly 9 months (January through May)**			Monthly 9 months (September through December)**
Coverage Level	Employee	BGSU	Total	Employee	BGSU	Total	Employee	BGSU	Total	Employee	BGSU	Total	Employee	BGSU	Total
Employee Only	$130.83	$741.33	$872.16	$98.12	$556.00	$654.12	$196.24	$1,112.00	$1,308.24	$313.98	$1,779.20	$2,093.18	$196.24	$1,112.00	$1,308.24
Employee + Spouse	$389.86	$1,559.43	$1,949.28	$292.39	$1,169.57	$1,461.96	$584.78	$2,339.14	$2,923.92	$935.65	$3,742.62	$4,678.27	$584.78	$2,339.14	$2,923.92
Employee + Child(ren)	$227.29	$909.12	$1,136.41	$170.47	$681.84	$852.31	$340.93	$1,363.68	$1,704.61	$545.49	$2,181.89	$2,727.38	$340.93	$1,363.68	$1,704.61
Employee + Family	$454.08	$1,816.32	$2,270.40	$340.56	$1,362.24	$1,702.80	$681.12	$2,724.48	$3,405.60	$1,089.79	$4,359.17	$5,448.96	$681.12	$2,724.48	$3,405.60

2025 Medical Plan Contributions - Plan B

	Biweekly 18 Pays			Biweekly 24 Pays			Monthly/12 Pays			Monthly 9 months (January through May)**			Monthly 9 months (September through December)***
Coverage Level	Employee	BGSU	Total	Employee	BGSU	Total	Employee	BGSU	Total	Employee	BGSU	Total	Employee	BGSU	Total
Employee Only	$54.70	$401.13	$455.83	$41.03	$300.85	$341.87	$82.05	$601.69	$683.74	$131.28	$962.70	$1,093.98	$82.05	$601.69	$683.74
Employee + Spouse	$163.01	$855.79	$1,018.80	$122.26	$641.85	$764.10	$244.51	$1,283.69	$1,528.20	$391.22	$2,053.90	$2,445.12	$244.51	$1,283.69	$1,528.20
Employee + Child(ren)	$95.03	$498.92	$593.95	$71.28	$374.19	$445.47	$142.55	$748.38	$890.93	$228.08	$1,197.41	$1,425.49	$142.55	$748.38	$890.93
Employee + Family	$189.87	$996.76	$1,186.62	$142.40	$747.57	$889.97	$284.79	$1,495.14	$1,779.93	$455.66	$2,392.22	$2,847.89	$284.79	$1,495.14	$1,779.93

** Contributions for January through May = 8/12 of the amount paid over 5 equal monthly payments for coverage January through August.

*** Contributions for September through December = 4/12 of the annual amount paid in 4 equal monthly payments for coverage September through December.

Please note that some rates may be off by a small amount due to rounding factors with the enrollment system.

BGSU Health Savings Account Contributions*

Coverage Level	Annual Amount
Single	$500
Employee + Spouse	$1,000
Employee + Child(ren)	$1,000
Employee + Family	$1,000

Updated: 11/19/2025 10:15AM