Monthly Repayment Table
Estimate your monthly payment for federal loans.
| Total amount borrowed | Interest rate | |||||||
|---|---|---|---|---|---|---|---|---|
| 3.00% | 4.00% | 5.00% | 6.00% | 7.00% | 8.00% | 8.25% | 9.00% | |
| $1,000* | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 |
| $1,500* | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 |
| $2,000* | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 |
| $2,625* | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 |
| $3,000* | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 |
| $3,500* | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 |
| $4,000* | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50.67 |
| $4,500* | $50 | $50 | $50 | $50 | $52.25 | $54.60 | $55.19 | $57 |
| $5,000* | $50 | $50.62 | $53.03 | $55.51 | $58.05 | $60.66 | $61.33 | $63.34 |
| $5,500 | $53.11 | $55.68 | $58.34 | $61.06 | $63.86 | $66.73 | $67.46 | $69.67 |
| $6,000 | $57.94 | $60.75 | $63.64 | $66.61 | $69.67 | $72.80 | $73.59 | $76.01 |
| $7,000 | $67.59 | $70.87 | $74.25 | $77.71 | $81.28 | $84.93 | $85.86 | $88.67 |
| $8,000 | $77.25 | $81 | $84.85 | $88.82 | $92.89 | $97.06 | $98.12 | $101.34 |
| $8,500 | $82.08 | $86.06 | $90.16 | $94.37 | $98.69 | $103.13 | $104.25 | $107.67 |
| $9,000 | $86.90 | $91.12 | $95.46 | $99.92 | $104.50 | $109.19 | $110.39 | $114.01 |
| $10,000 | $96.56 | $101.25 | $106.07 | $111.02 | $116.11 | $121.33 | $122.65 | $126.68 |
| $11,000 | $106.22 | $111.37 | $116.67 | $122.12 | $127.72 | $133.46 | $134.92 | $139.34 |
| $12,000 | $115.87 | $121.49 | $127.28 | $133.22 | $139.33 | $145.59 | $147.18 | $152.01 |
| $13,000 | $125.53 | $131.62 | $137.89 | $144.33 | $150.94 | $157.73 | $159.45 | $164.68 |
| $14,000 | $135.19 | $141.74 | $148.49 | $155.43 | $162.55 | $169.86 | $171.17 | $177.35 |
| $15,000 | $144.84 | $151.87 | $159.10 | $166.53 | $174.16 | $181.99 | $183.98 | $190.01 |
| $18,500 | $178.64 | $187.30 | $196.22 | $205.39 | $214.80 | $224.46 | $226.91 | $234.35 |
| $20,000 | $193.12 | $202.49 | $212.13 | $222.04 | $232.22 | $242.66 | $245.31 | $253.35 |
| $25,000 | $241.40 | $253.11 | $265.16 | $277.55 | $290.27 | $303.32 | $306.63 | $316.69 |
| $30,000 | $289.68 | $303.74 | $318.20 | $333.06 | $348.33 | $363.98 | $367.96 | $380.03 |
| $35,000 | $337.96 | $354.36 | $371.23 | $388.57 | $406.38 | $242.65 | $429.28 | $443.37 |
| $40,000 | $386.24 | $404.98 | $424.26 | $444.08 | $464.43 | $485.31 | $490.61 | $506.70 |
| $45,000 | $434.52 | $455.60 | $477.29 | $499.59 | $522.49 | $545.97 | $551.94 | $570.04 |
| $50,000 | $482.80 | $506.23 | $530.33 | $555.10 | $580.54 | $606.64 | $613.26 | $633.38 |
| *Based on a 10-year repayment period. Minimum monthly payment is $50. | ||||||||
Updated: 08/27/2026 06:56PM