Frequently Asked Questions

Who is required to have health insurance coverage?

  • All domestic undergraduate and graduate students who are enrolled for 8 credit hours or more on the main BGSU campus.
  • All international students who are registered for one credit hour or more, including students registered for co-ops, internships and dissertations.

Where can I go for help?

Contact the Student Insurance Office at 419-372-7495, visit our office at 116 Health Center Building located within the Student Health Service, or email us at studentins@bgsu.edu.  

If I waive the BGSU-offered Student Insurance Plan, can I still use the Student Health Service?

Yes, all currently registered students taking one or more credit hours are eligible for services at the Student Health Service.

I'm young and healthy, isn't this a waste of money?

It's common to believe people of college age do not get sick.  The reality is, they can, and when it does happen it can be quite costly. College students need health insurance to protect them physically and financially from the consequences of an unanticipated serious illness.

What if I'm only taking 6 credit hours, but need insurance?

Anyone taking 5, 6 or 7 credit hours can voluntarily purchase the student insurance program.  Voluntary coverage is not bursarable, therefore payments will need to be made directly to Aetna Student Health.  Contact the Student Insurance Office at 419-372-7495 for details, or go to www.aetnastudenthealth.com to enroll.

Can my spouse/children be covered under the BGSU-offered Student Insurance Plan?

Yes.  Please visit the Student Insurance Office at 116 Health Center Building to complete a Dependent Enrollment Form.

Is there a deductible with the Student Insurance Plan?

Off campus, there is a $200 deductible.  This only needs to be satisfied once per policy year.  Students have this deductible even with a referral from the Student Health Service.

What does my insurance cover if I am treated at the Student Health Service?

Please refer to Benefits at a Glance.

Student Insurance Office
Room 116 Health Center Building
Bowling Green, OH 43403-0147
Phone: 419-372-7495
Fax: 419-372-4812
studentins@bgsu.edu