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Consolidation of loans allows a borrower to combine different types of federal student loans to simplify repayment. You can even consolidate just one loan into a Direct Consolidation Loan to get benefits such as flexible repayment options. Because consolidation programs vary, refer to the 2007/2008 Student Guide to Financial Aid Form from the U.S. Department of Education, pages 33-35.
Copies are available in the Office of Student Financial Aid or on the Department of Education's world wide web site: http://studentaid.ed.gov/students/attachments/siteresources/FundingEduBeyondHighSchool_0809.pdf.

 
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